Transactional funding (also known as same-day or flash funding) is short-term financing used predominantly in real estate wholesaling. You, as the wholesaler, utilize a specialized lender’s funds for a double closing:

• Transaction A (A-to-B): Purchasing the property from the seller.

• Transaction B (B-to-C): Reselling the property to your end buyer—often on the same day.

1. Contract with Seller: You secure a purchase contract with the seller.

2. Transactional Funding: A funding source provides the amount needed to close the purchase.

3. Immediate Resale: You close a second transaction with your end buyer. The lender is repaid from the proceeds of this second closing, along with any fees.

No. REI Workplace is a platform that connects you with transactional funding opportunities. It does not directly provide the funds. Once you have your deals ready, you can apply for funding through our platform, and a third-party funding source may provide the capital if approved.

Transactional funding is a short-term financing solution commonly used by real estate wholesalers. It facilitates a quick back-to-back closing: you buy a property in an A-to-B transaction and then immediately resell it in a B-to-C transaction. This structure minimizes how long you hold title and avoids tying up your own capital.

REI Workplace, LLC is a funding facilitator, not a direct lender. We connect you with our network of third-party affiliates—private lenders or funding companies—who may provide the actual transactional funding. Each affiliate independently underwrites and decides whether to fund your deal.

Yes. This program is strictly for real estate wholesale transactions. You must have valid purchase agreements for both A-to-B and B-to-C, with a legitimate end-buyer already in place.

• Check this FAQ first—most questions are covered here.

• If you still need help, email [info@reiworkplace.com] or call [(XXX) XXX-XXXX].

• Provide complete deal details and membership status when reaching out.

Thank you for choosing REI Workplace, LLC for your transactional funding needs!

• Membership Plan

  • 3-month minimum commitment.

  • Monthly: $200 or Yearly: $1,500.

  • Lower per-deal funding fees; no admin/wire/doc fees.

  • $50 deposit per deal.

• Pay-As-You-Go

  • No monthly or annual membership fees.

  • Higher per-deal costs (wire, doc prep, admin).

  • $100 deposit per deal.

• If you frequently close wholesale deals, the Membership Plan may save you money on per-deal fees.

• If you only do occasional deals, Pay-As-You-Go may be more economical since there’s no monthly or annual fee.

Requirements can vary, but in general:

1. A-to-B Purchase & Sale Agreement (PSA).

2. B-to-C Purchase & Sale Agreement or assignment.

3. Title/escrow details – must be a state-licensed escrow officer or attorney.

4. Any additional paperwork (property details, ID verification, etc.) as requested by the affiliate.

1. Fully executed A-to-B and B-to-C contracts (all parties have signed).

2. Non-refundable deposit from the B-to-C buyer in escrow.

3. Approved A-to-B settlement statement at least 48 hours before closing.

4. A state-licensed escrow officer or attorney who can handle a double closing.

5. Familiarity with all terms, conditions, and maximum funding limits from REI Workplace and its affiliates.

In many cases, 1–3 business days after submitting a complete package and getting clear title, but timelines vary by affiliate, deal complexity, and your responsiveness.

Typically, no. Transactional funding focuses on the strength of your A-to-B and B-to-C contracts. However, some affiliates may have additional requirements.

Generally, the affiliate requires:

1. A promissory note signed by you (the borrower) at closing.

2. All A-B and B-C title company documents executed.

3. Funds from the B-to-C transaction in place at the title office.

4. The A-to-B settlement statement finalized and approved (48 hours prior).

• Membership Plan

  • Monthly: $200 or Yearly: $1,500.

  • Per-deal funding fees: • $0–$150,000: $500 • $150,001–$250,000: $1,000 • $250,001–$350,000: $1,500 • $350,001–$450,000: $2,000 • Above $450,000: Case-by-case

  • No wire, doc prep, or admin fees.

  • $50 deposit per deal.

• Pay-As-You-Go

  • No membership fee.

  • 50 basis points (0.5%) of the funded amount, or $600, whichever is higher.

  • $60 wire fee, $100 doc prep fee, $75 admin fee.

  • $100 deposit per deal.

No. Deposits are non-refundable, covering underwriting, administrative setup, and title review. If your deal successfully closes, the deposit is credited toward that transaction’s costs. Deposits aren’t transferable to new deals.

Do not submit your deal. You should only request funding after your end-buyer has signed a valid contract and placed non-refundable earnest money in escrow. Submitting prematurely may result in denial or forfeiture of your deposit.

There is a 3-month minimum commitment. Canceling earlier triggers either a $500 fee or the difference between membership-discounted fees and standard Pay-As-You-Go fees for all funded deals—whichever is greater.

1. Become a Member: Sign up on our platform to access our member portal.

2. Submit Your Deals: Provide key details (purchase contract, end buyer contract, proof of funds from your buyer, etc.).

3. Coordinate Closing: We’ll coordinate with the funding source and your closing/title company.

• Platform Support: Reach out via the REI Workplace member portal for specific questions related to funding logistics and deal structuring.

• Legal/Title Guidance: Consult a local attorney or title company to confirm the legality of your transaction in that state.

• As a member, the more gross volume you finance through REI Workplace, the lower your transaction fees become on future deals.

• This is not determined by the number of deals you do, but rather by the total dollar amount funded over time.

Basing discounts on total funded volume rewards consistent and higher-value transactions, which helps build trust between you, REI Workplace, and the funding sources. The more you successfully close and repay, the more favorable your pricing gets.

Exact costs, including any flat fees or percentages, are detailed inside the REI Workplace member portal. Fees may vary based on the size and complexity of your deal, among other factors.

Funding timelines depend heavily on:

• Having all documents (purchase and resale contracts) in order.

• Title or closing agent readiness.

• Any underwriting or due diligence requirements from the funding source.

Often, deals can fund within days once all requirements are met.

Typically, you don’t need your own cash for the A-to-B closing if the end buyer’s funds are verified. The transactional funds cover the purchase price and any related closing costs, which are paid back once you close with your end buyer.

• Privacy of Profit: Your profit isn’t automatically disclosed to the seller or buyer, preventing negotiation issues.

• Maintaining Control: Unlike an assignment, you retain control of the deal until closing.

• Greater Credibility: Some buyers and sellers prefer that you briefly own the property.

• Expanded Buyer Pool: Some lenders or buyers refuse to work with assignments, making double closing more viable.

• When the seller, buyer, and local regulations allow a clean assignment without legal or procedural complications.

• If the parties involved are comfortable with an assignment fee being disclosed in the closing statement.

• If your deal is straightforward and your relationship with the seller and buyer is well-established.

While transactional funding is broadly accepted, specific regulations can vary by state. It’s your responsibility to ensure compliance with state and local laws by consulting a qualified real estate attorney or speaking with the title company that will handle your closing.

• You, the wholesaler or investor, must do this.

• Check with local attorneys or title/closing professionals in the deal’s location to confirm that a double closing or wholesaling strategy is permissible and how it must be executed.